Exploring Online Tools for Finding Bank IFSC Codes
In the evolving digital banking landscape, the need for accurate and quick access to banking information like IFSC codes is more prominent than ever. Indian Financial System Code (IFSC) is a unique 11-character alphanumeric code that plays a vital role in electronic fund transfers in India. Recognizing this, several online tools have emerged, offering an efficient and user-friendly way to find IFSC codes for various banks nationwide.
What is an IFSC Code?
The IFSC code is essential for electronic payment systems like Real Time Gross Settlement (RTGS), National Electronic Funds Transfer (NEFT), and Immediate Payment Service (IMPS). It helps in identifying the source and destination banks in a transaction. The code comprises three parts: the first four characters represent the bank, the fifth character is always zero, and the last six characters represent the bank branch.
The Need for IFSC Code Finder Tools
With thousands of banks and branches across India, memorizing or manually searching for IFSC codes is impractical. This is where IFSC code finder tools come into play. They offer a quick and reliable way to search for the IFSC codes of different banks and their branches. These tools are handy for individuals and businesses involved in frequent online transactions.
How Do These Tools Work?
Most of these tools have a simple interface where you can select the bank name, state, and city or directly enter the branch name. Some also allow you to enter the IFSC code to fetch the bank branch details.
These tools have a comprehensive and updated database of banks and their branches across India. This database includes the central public sector, private and cooperative, and foreign banks in India.
Once the required information is entered, the tool instantly displays the IFSC code and other branch details like address and contact information.
Popular Online IFSC Code Finder Tools
BankIFSCcode.com: This platform offers IFSC and MICR codes for all bank branches in India, which is crucial for electronic transactions.
IFSCCodeFinder.org: It allows users to select a state, bank, and city to find an IFSC code or browse all codes for a specific bank.
Paisabazaar.com: Known for its financial services, it also provides an IFSC Code Finder tool.
IFSCCodeBank.com: Offers a list of IFSC codes, where users can search by entering the bank name and branch.
IFSC.BankIFSCcode.com: Useful for verifying IFSC codes if you already know the basic details of the bank branch.
How to Use the IFSC Tool?
Entiretools.com allows you to search any Indian bank branch details by bank name.
Click on Find now
Where to find the IFSC Code?
IFSC Code can be seen in the following locations-
Bank checkbook and passbook
Private National bank and RBI Official website.
Bank branches know the IFSC Code so that you can ask on call.
You can contact the Bank's social media accounts.
What is IMPS?
Immediate Payment Service (IMPS) is an electronic fund transfer service operated by the National Payments Corporation of India (NPCI) and supported by the Reserve Bank of India (RBI). You can instantly transfer funds between your bank accounts using IMPS.
IMPS is a 24-hour service available on all days, including holidays. The number one reason people leave their bank is the associated fees. Charges may apply and vary if you've got an account at a local bank. The minimum and maximum transaction limits will change according to banks. This is the easiest way to transfer funds between accounts because the money transfers are processed through IMPS.
The only downside to the fund transfer is it's an immediate payment service, so you cannot stop it once initiated. Funds can be transferred using the beneficiary's Mobile Money Identifier (MMID) and mobile number or the account number and IFSC code. You can instantly transfer funds to your account anytime using the respective bank's mobile app.
What is NEFT?
The National Electronic Fund Transfer (NEFT) is an online fund transfer system supported by the Reserve Bank of India (RBI). With NEFT, you can transfer funds from one bank account to another. In Neft, the transaction settlement is deferred to a later date, which results in transactions being settled in batches.
You can also transfer funds online from your bank account using an Internet banking service. There is no upper or lower limit on the number of NEFT transactions you can make.
In that case, the maximum transaction would be limited to Rs. 5,0000 per transaction. The fee varies based on the number of transfers. NEFT is excellent for transferring small amounts of money between bank accounts. It's also a fast way to transfer large amounts of money. The remitter should know the beneficiary's name and account number to transfer funds through NEFT. NEFT is the national electronic funds transfer system used by all public sector banks in India. The funds will be sent to the beneficiary's account within two days.
What is RTGS?
A Real Time Gross Settlement (RTGS) electronic fund transfer system allows banks to transfer funds electronically from one account to another.
You can quickly transfer funds through RTGS by using the Internet banking facility. The RTGS (real-time gross settlement) transactions are mainly settled in real time. The funds will be transferred into the beneficiary's account in 30 minutes.
The minimum amount that can be transferred through RTGS is Rs. 2 lakhs, with no maximum limit. A fund transfer requires that the recipient be named and the recipient's bank if they are not an existing client. The banks where the remitter and the beneficiary have their accounts should contain an RTGS facility to make RTGS transactions.
It is a regulated system, so the RBI cannot change or cancel the transaction. Therefore, it is a final system. Depending on the transaction amount, the remitter will be applied some fees. It's not just for large amounts of transactions; it's also for small ones. RTGS service will only be available on working days.
What is a MICR Code?
Magnetic Ink Character Recognition (MICR) codes create magnetic ink characters representing bank account numbers. MICR code is a unique 9-digit code allocated by the Reserve of India (RBI) to the bank branches in India, contributing to the Electronic Clearing System (ECS).
When you write a check, the MICR code is permanently printed on the bottom of the check. It helps you to process the check quickly. To find your bank codes, you'll need to enter your account number and the last three digits under Account Balance and Credit Card Information. With this code, machines can process cheques more efficiently, resulting in fewer errors. MICR is mandatory for online fund transfers. When the MICR code is printed with magnetic ink, the machine can easily read it, so there are no mistakes. Use an online MICR code finder to locate the MICR code for your bank account quickly.
To find the MICR code, provide your bank's name, state, district, and branch. Your bank branch should include your account number and address in its mailing list to send you important notifications.
List of All Indian Banks
A P MAHESH COOPERATIVE URBAN BANK
ABHYUDAYA COOPERATIVE BANK
AHMEDABAD MERCANTILE COOPERATIVE BANK
AHMEDNAGAR DISTRICT CENTRAL COOPERATIVE BANK
AHMEDNAGAR MERCHANTS COOP BANK
AIRTEL PAYMENTS BANK
AJARA URBAN CO OP BANK
AKOLA DISTRICT CENTRAL COOPERATIVE BANK
AKOLA JANATA COMMERCIAL COOPERATIVE BANK
AKOLA URBAN COOPERATIVE BANK
ALMORA URBAN COOPERATIVE BANK
AMBARNATH JAIHIND COOP BANK
ANDHRA PRADESH GRAMEENA VIKAS BANK
ANDHRA PRADESH STATE COOPERATIVE BANK
ANDHRA PRAGATHI GRAMEENA BANK
APNA SAHAKARI BANK
ARVIND SAHAKARI BANK
AU SMALL FINANCE BANK
AUSTRALIA AND NEW ZEALAND BANKING GROUP
B N P PARIBAS
BANASKANTHA MERCANTILE COOPERATIVE BANK
BANK OF AMERICA
BANK OF BAHRAIN AND KUWAIT BSC
BANK OF BARODA
BANK OF CEYLON
BANK OF INDIA
BANK OF MAHARASHTRA
BANK OF NOVA SCOTIA
BARAMATI SAHAKARI BANK
BASSEIN CATHOLIC COOPERATIVE BANK
BHAGINI NIVEDITA SAHAKARI BANK
BHARAT COOPERATIVE BANK MUMBAI
BOMBAY MERCANTILE COOPERATIVE BANK
CAPITAL SMALL FINANCE BANK
CENTRAL BANK OF INDIA
CHHATTISGARH RAJYA GRAMIN BANK
CITIZEN CREDIT COOPERATIVE BANK
CITY UNION BANK
COASTAL LOCAL AREA BANK
COSMOS CO OPERATIVE BANK
CREDIT AGRICOLE CORPORATE AND INVESTMENT BANK
CREDIT SUISSE AG
D C B BANK
DARUSSALAM CO OPERATIVE URBAN BANK
DELHI STATE COOPERATIVE BANK
DEOGIRI NAGARI SAHAKARI BANK
DEPOSIT INSURANCE AND CREDIT GUARANTEE CORPORATION
DMK JAOLI BANK
DOMBIVLI NAGARI SAHAKARI BANK
DURGAPUR STEEL PEOPLES COOPERATIVE BANK
EMIRATES NBD BANK P J S C
EQUITAS SMALL FINANCE BANK
ESAF SMALL FINANCE BANK
EXPORT-IMPORT BANK OF INDIA
FINCARE SMALL FINANCE BANK
FINO PAYMENTS BANK
FIRST ABU DHABI BANK PJSC
G P PARSIK SAHAKARI BANK
GADCHIROLI DISTRICT CENTRAL COOPERATIVE BANK
GREATER BOMBAY COOPERATIVE BANK
GUJARAT STATE COOPERATIVE BANK
HARYANA STATE COOPERATIVE BANK
HASTI COOP BANK
HIMACHAL PRADESH STATE COOPERATIVE BANK
HUTATMA SAHAKARI BANK
IDFC FIRST BANK
IDUKKI DISTRICT COOPERATIVE BANK
INDIA POST PAYMENT BANK
INDIAN OVERSEAS BANK
INDUSTRIAL AND COMMERCIAL BANK OF CHINA
INDUSTRIAL BANK OF KOREA
IRINJALAKUDA TOWN COOPERATIVE BANK
JALGAON JANATA SAHAKARI BANK
JALGAON PEOPLES COOPERATIVE BANK
JAMMU AND KASHMIR BANK
JANA SMALL FINANCE BANK
JANAKALYAN SAHAKARI BANK
JANASEVA SAHAKARI BANK BORIVILI
JANASEVA SAHAKARI BANK PUNE
JANATA SAHAKARI BANK
JANATHA SEVA COOPERATIVE BANK
JIO PAYMENTS BANK
JP MORGAN BANK
KALLAPPANNA AWADE ICHALKARANJI JANATA SAHAKARI BANK
KALUPUR COMMERCIAL COOPERATIVE BANK
KALYAN JANATA SAHAKARI BANK
KANGRA CENTRAL COOPERATIVE BANK
KANGRA COOPERATIVE BANK
KARAD URBAN COOPERATIVE BANK
KARNATAKA GRAMIN BANK
KARNATAKA STATE COOPERATIVE APEX BANK
KARNATAKA VIKAS GRAMEENA BANK
KARUR VYSYA BANK
KEB HANA BANK
KERALA GRAMIN BANK
KERALA STATE COOPERATIVE BANK
KOLHAPUR URBAN COOPERATIVE BANK
KOTAK MAHINDRA BANK
KOZHIKODE DISTRICT COOPERATIVE BANK
KURMANCHAL NAGAR SAHKARI BANK
MAHANAGAR COOPERATIVE BANK
MAHARASHTRA GRAMIN BANK
MAHARASHTRA STATE COOPERATIVE BANK
MAHESH SAHAKARI BANK PUNE
MALAD SAHAKARI BANK
MALKAPUR URBAN COOPERATIVE BANK
MEGHALAYA COOPERATIVE APEX BANK
MEHSANA URBAN COOPERATIVE BANK
MODEL COOPERATIVE BANK
MUMBAI DISTRICT CENTRAL COOPERATIVE BANK
MUNICIPAL COOPERATIVE BANK
MUSLIM COOPERATIVE BANK
NAGAR URBAN COOPERATIVE BANK
NAGPUR NAGARIK SAHAKARI BANK
NASIK MERCHANTS COOPERATIVE BANK
NATIONAL BANK FOR AGRICULTURE AND RURAL DEVELOPMENT
NAV JEEVAN CO OP BANK
NAVNIRMAN COOPERATIVE BANK
NAWANAGAR COOPERATIVE BANK
NEW INDIA COOPERATIVE BANK
NILAMBUR CO OPERATIVE URBAN BANK NILAMBUR
NKGSB COOPERATIVE BANK
NORTH EAST SMALL FINANCE BANK
NSDL PAYMENTS BANK
NUTAN NAGARIK SAHAKARI BANK
ODISHA STATE COOPERATIVE BANK
PANDHARPUR URBAN CO OP BANK
PAVANA SAHAKARI BANK
PAYTM PAYMENTS BANK
PRIME COOPERATIVE BANK
PT BANK MAYBANK INDONESIA TBK
PUNJAB AND SIND BANK
PUNJAB NATIONAL BANK
PUNJAB STATE COOPERATIVE BANK
PUSAD URBAN COOPERATIVE BANK
QATAR NATIONAL BANK
RAJARAMBAPU SAHAKARI BANK
RAJARSHI SHAHU SAHAKARI BANK PUNE
RAJASTHAN MARUDHARA GRAMIN BANK
RAJASTHAN STATE COOPERATIVE BANK
RAJGURUNAGAR SAHAKARI BANK
RAJKOT NAGRIK SAHAKARI BANK
RAJNANDGAON DISTRICT CENTRAL COOPERATIVE BANK
RESERVE BANK OF INDIA
SAHEBRAO DESHMUKH COOPERATIVE BANK
SAMARTH SAHAKARI BANK
SANT SOPANKAKA SAHAKARI BANK
SARASPUR NAGRIK COOPERATIVE BANK
SARASWAT COOPERATIVE BANK
SATARA DISTRICT CENTRAL COOPERATIVE BANK
SATARA SAHAKARI BANK
SBERBANK OF RUSSIA
SEVA VIKAS COOPERATIVE BANK
SHAMRAO VITHAL COOPERATIVE BANK
SHIKSHAK SAHAKARI BANK
SHIVALIK MERCANTILE COOPERATIVE BANK
SHREE KADI NAGARIK SAHAKARI BANK
SHRI CHHATRAPATI RAJASHRI SHAHU URBAN COOPERATIVE BANK
SHRI VEERSHAIV CO OP BANK
SINDHUDURG DISTRICT CENTRAL COOP BANK
SIR M VISVESVARAYA CO OPERATIVE BANK
SMRITI NAGRIK SAHAKARI BANK MARYADIT
SOLAPUR JANATA SAHAKARI BANK
SOUTH INDIAN BANK
SREE CHARAN SOUHARDHA COOPERATIVE BANK
STANDARD CHARTERED BANK
STATE BANK OF INDIA
SUCO SOUHARDA SAHAKARI BANK
SUMITOMO MITSUI BANKING CORPORATION
SURAT DISTRICT COOPERATIVE BANK
SURAT NATIONAL COOPERATIVE BANK
SURAT PEOPLES COOPERATIVE BANK
SURYODAY SMALL FINANCE BANK
SUTEX COOPERATIVE BANK
TAMILNAD MERCANTILE BANK
TAMILNADU STATE APEX COOPERATIVE BANK
TELANGANA STATE COOP APEX BANK
TEXTILE TRADERS COOPERATIVE BANK
THANE BHARAT SAHAKARI BANK
THANE DISTRICT CENTRAL COOPERATIVE BANK
THRISSUR DISTRICT COOPERATIVE BANK
TJSB SAHAKARI BANK
TUMKUR GRAIN MERCHANTS COOPERATIVE BANK
UDAIPUR URBAN COOPERATIVE BANK
UJJIVAN SMALL FINANCE BANK
UNION BANK OF INDIA
UNITED OVERSEAS BANK
URBAN COOPERATIVE BANK PERINTHALMANNA
UTKARSH SMALL FINANCE BANK
UTTAR PRADESH COOPERATIVE BANK
VARACHHA COOPERATIVE BANK
VASAI JANATA SAHAKARI BANK
VASAI VIKAS SAHAKARI BANK
VIJAY COOPERATIVE BANK
VISHWESHWAR SAHAKARI BANK
WEST BENGAL STATE COOPERATIVE BANK
ZILA SAHAKARI BANK GHAZIABAD
ZOROASTRIAN COOPERATIVE BANK
Online IFSC code finder tools are a testament to the convenience and efficiency offered by digital banking solutions. They save time and reduce the margin of error in financial transactions. As banking continues to evolve, such tools will play a vital role in simplifying and securing online transactions for users nationwide.
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